Mobicred
Buy Now, Pay Later.
Mobicred allows you to shop at King Online, and pay later in monthly installments. Your Mobicred account provides a revolving credit limit that allows you to spend whatever you re-pay. In order to use the Mobicred payment method on King Online, you will need to have a Mobicred account.
Mobicred is a simple and convenient credit facility that allows customers to safely shop online at over 3 000 participating stores; with us being one such store.
| Why Choose Mobicred? | What Do You Need? |
|---|---|
| Get up to R35 000 to spend across more than 3 000 online stores | Must be 18+ years old. |
| Shop safely online, saving you time. | Earn a minimum of R5 500 per month. |
| No physical card needed. | Have a valid South African ID. |
| Enjoy no fees if your balance is zero. | Have a valid cell phone number and email address. |
| Less admin by only making 1 monthly repayment on all brands | Have an existing and valid bank account in your name. |
With a Mobicred account, you’ll benefit from:
- Access to an online revolving credit facility of up to R35 000
- No fees charged until you make your first purchase, and no fees charged on a zero outstanding balance.
- Convenient monthly debit order that only equates to 10% of your outstanding balance.
- Revolving credit means any money paid back into the account becomes available to be used again, with no need to re-apply.
- When displayed at a product level, Mobicred’s indicative monthly pricing is calculated for 12 months.
- You can choose to pay off your balance as quickly or slowly as you like, by making additional direct EFT’s into your account.
- Flexible repayment options - the timeline is decided by you, and it is not fixed on 3, 4, or 12 repayments.
New to Mobicred?
- First, you’ll need to apply for an account on Mobicred’s website.
- Once approved, you can return to King Online and pay for your items using Mobicred.
Have a Mobicred account already? Payment is as easy as 1, 2, 3.
- Select Mobicred as your payment option during checkout.
- Log in using your Mobicred username and password.
- Enter the one-time pin (OTP) that will be sent to your mobile phone, Confirm and pay.
Your Mobicred account will be debited, and we will send you a confirmation email of your order.
Mobicred Fees
- As a revolving credit facility, Mobicred repayments are calculated as 10% of the account balance, plus fees.
- These fees will be confirmed with you by Mobicred during your application process.
Mobicred is Powered by RCS.
RCS is a registered Credit and authorised Financial Services Provider NCRCP 38/FSP 44481